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FAFSA Information

Home > Financial Aid > FAFSA

THE FAFSA

Start the Financial Aid Journey Here

The Free Application for Federal Student Aid (FAFSA) is the tool you must use if you want to receive federal financial aid for college. The Abbey strongly encourages you to fill out the FAFSA so you can get all of the financial support you deserve.

Step 1

2025-2026 FAFSA Overview

Changes to the 2025-2026 FAFSA are here! Check out the video above to understand what’s changing and what to expect once it launches.

Step 2

Get Prepared for the FAFSA to Open

The 2025-2026 FAFSA opens mid-December. To fill out the FAFSA, you will need to:

  • Create an FSA ID online today
  • Prepare your documents
    • Social security or alien registration number
    • Federal income tax returns, W-2’s, or other records of money earned
    • Bank statements and records of investment
    • Records of untaxed income

Step 3

What’s Next

After completing the FAFSA, your Student Aid Report (SAR) will list your eligibility for financial aid. Once accepted to the college, the Abbey will send you an award letter.

Importantinfo

Belmont Abbey college fafsa code
002910

FILL OUT THE FAFSA
Starting January 2025

Find the form
fafsa.gov

More information about FAFSA

Important Links

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Financial Aid Verification
The US Department of Education randomly selects FAFSA applications for verification each year. Our policy is to complete verification on all applicants selected and those with incomplete, erroneous, or conflicting data. You will be notified once your FAFSA has been received as to what types of documents are needed to complete the verification process.
2024-2025 School Year
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  • List Arrow Verification Independent V5 24-25
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  • List Arrow Employee Grant Form
Please complete and return all forms to the Financial Aid office.

Satisfactory Academic Progress Policy

Academic Requirements for Receiving Financial Aid

For a student to be eligible to receive financial assistance from Title IV Federal funds (Pell Grant, Supplemental Educational Opportunity Grant, Federal Direct Student Loans, Federal Direct PLUS Loan, and Federal Work Study Program), State funds (North Carolina Need Based Scholarship), or Belmont Abbey College funds, he/she is required to make satisfactory academic progress.

When Is Satisfactory Academic Progress Evaluated?

Belmont Abbey College evaluates satisfactory academic progress at the end of each semester.  A student will be notified via his/her Abbey email account if after evaluation, he/she is determined to not be making satisfactory academic progress.

Criteria for Determining Satisfactory Academic Progress

A student must successfully complete 67% of the cumulative credit hours attempted AND must have received a minimum 2.0 cumulative GPA.

In addition, a student must be making progress toward graduation as follows:

  • Degree Completion:  Undergraduate degrees at Belmont Abbey College consist of 120 credit hours – maximum of five and a half years or 11 semesters to complete these 120 hours and receive Title IV federal student aid. Progress will be measured by dividing the cumulative number of successfully completed hours by the cumulative number of attempted hours. This calculation includes any hours transferred in. Full-time students must progress at a pace of 67% per semester. federal law prohibits students who have earned more than 180 credit hours from receiving Federal financial aid.
  • Any part-time hours will count in the maximum time frame calculations above.
  • Hours are counted for all terms, even terms in which the student did not receive financial aid.
Change of Major

A student may change his/her major up to two (2) times.  Any change in majors must be made by the fall of the junior year.

It is important to understand how various grades and enrollment decisions impact your Satisfactory Academic Progress calculations.

Withdrawing, Dropping a Class, Incompletes, Transfer of Credits

  • Withdrawing from a class:  This could cause the student to fail to make Satisfactory Academic Progress by reducing the number of hours successfully completed.  Please see the Financial Aid Office for advice prior to withdrawing from a class.
  • Dropping a Class during drop add: Dropping a class and not replacing it with another class could cause the student to fail to make Satisfactory Academic Progress.  Please see the Financial Aid Office for advice prior to dropping a class.
  • Incompletes: Incompletes must be completed with an assigned letter grade by the end of the following semester.  Failure to do so could result in a student failing to make satisfactory academic progress.
  • Transfer of Credits: Any credits transferred into Belmont Abbey College will be used to calculate progress toward graduation (see above).
  • Summer Courses: Summer Session hours attempted and earned will be included in the calculation of Satisfactory Academic Progress as for any other term.

Note: Credit hours earned through competency assessments, challenge exams, co-curricular activities, CLEP, etc., are not counted. No credit is given for W or I grades. The grading system and calculation of GPA are explained in the Academic Catalogue.

What are the consequences for not meeting the Satisfactory Academic Progress Requirements listed above?

If a student fails to meet any one of the requirements stated above at the end of a semester, he/she will be considered not making satisfactory academic progress and will automatically be placed on financial aid warning for one semester. The student will be notified via his/her Abbey email accounts that he/she is on financial aid warning.  At the end of the next semester, the student must be making satisfactory academic progress or will not be awarded any Federal Title IV aid, state aid, or Belmont Abbey College institutional aid unless the student successfully appeals to the Financial Aid Review Committee and is put on financial aid probation.

Once a student is placed on financial aid probation, he/she has one semester to attain satisfactory academic progress or he/she will forfeit all financial aid the following semester.  A student is allowed one (1) satisfactory academic progress appeal.

Academic Plan

If an appeal is granted by the Financial Aid Review Committee, the student may be required to follow a college mandated academic plan in order to retain his/her financial aid.  The Academic Plan will be structured according to the students needs and his/her progress toward graduation. Failure to follow the prescribed academic plan will result in immediate loss of financial aid funds.

Appeals

Appealing to the Financial Aid Review Committee

IMPORTANT: In order for an appeal letter to be considered, it must be written by the student himself/herself, signed, dated, and submitted to the Financial Aid Office prior to the submission deadline, as indicated in your Satisfactory Academic Progress letter.  Appeals must also contain the following information:

  1. Your description of the extenuating circumstances that you believe prevented you from meeting the Satisfactory Academic Progress (SAP) standards.  Examples of extenuating circumstances include but are not limited to the following:
    • Unexpected death or major hospitalization of an immediate family member
    • Extended hospitalization or medical condition of student
    • Victimization of a violent crime or natural disaster

    Examples that are NOT considered extenuating circumstances include, but are not limited to the following:

    • Work conflicts or lack of transportation to school
    • Change of major or pursuit of a double major
    • The time of day the class is being held
    • The professor who is teaching the course
  2. Your plan of action – what you will do to resolve the cause of the circumstance which led to unsatisfactory academic progress.
  3. Your contact information.  Provide us with a telephone number and email address.
  4. Copies of supporting documentation such as doctor’s letters/bills, death certificate, obituary, police reports, etc.

Submitting Your Appeal

You must submit your appeal via email (remember to attach any supporting documentation) to SAPappeal@bac.edu by the cutoff date listed on your Satisfactory Academic Progress letter. Appeals sent to any other email address will not be reviewed by the Financial Aid Review Committee.

After Submitting Your Appeal

The appeal will be reviewed within 2 weeks of the deadline listed to submit the appeal. The review of the appeal may take longer during peak periods. You will be notified via your Belmont Abbey College email account of the committee’s decision. The decision of the committee is final.

During the review process the following factors may be considered:

  1. Validity of reasons for failing to meet SAP standards
  2. Resolution of the problems leading up to your failure to meet SAP standards
  3. Prior academic history (credits earned vs credits attempted, GPA, number of repeats, etc.)
  4. Any correspondence from your academic advisor
  5. If you are a residential student, your campus disciplinary status (any violations, etc.)
  6. Your demonstrated motivation to succeed
  7. Quality of the appeal
  8. Quality and thoroughness of supporting documentation.

Federal and State Aid

Federal Pell Grant 

The Pell Grant is a federal entitlement program that provides funds to students enrolled at approved colleges. The Estimated Family Contribution (EFC) number on the Student Aid Report (SAR) determines the amount of each grant. This information is generated through the Department of Education and is emailed or mailed to the applicant at his/her home address.

Eligibility is based on the following:

  • Enrollment as a regular student in an eligible program.
  • U.S. citizenship or permanent residence with proper documentation.
  • Undergraduate student not previously receiving a bachelor’s degree.
  • Does not owe a refund or is not in default on any federal financial aid.

Annual maximum and minimum awards vary. The 2022-2023 minimum award is $692. The 2022-2023 maximum award is $6,895.

Federal Supplemental Educational Opportunity Grant (FSEOG)

The Supplemental Educational Opportunity Grant program is a federal non-repayable program that provides money to a limited number of undergraduate students who demonstrate financial need. Supplemental grants range from $200 to $4,000 per academic year depending on your need and availability of funds. There is no aggregate limit of FSEOG funds that a student may receive.

Subsidized Stafford Loans

Any student who files the FAFSA and who meets the eligibility requirements will qualify for a Federal Stafford Loan. Subsidized Stafford Loans do not accrue interest until a student ceases to be enrolled. The interest rate is set each year on July 1, and is a fixed rate loan. For 2022-2023 the subsidized interest rate is 4.99%. Stafford Loan borrowers at Belmont Abbey College are required to complete an online Master Promissory Note, Loan Entrance Counseling, and Annual Student Loan Acknowledgement at www.studentaid.gov.

Unsubsidized Stafford Loans

If you do not meet the financial need criteria to qualify for a subsidized loan, you may still apply for an unsubsidized loan. You are responsible for paying the interest while you are in school. If you cannot make the interest payments, the interest can be added to your principle balance. The interest rate is set each year on July 1, and is a fixed rate loan. For 2022-2023 the unsubsidized interest rate is 4.99%. Stafford Loan borrowers at Belmont Abbey College are required to complete an online Master Promissory Note, Loan Entrance Counseling, and Annual Student Loan Acknowledgement at www.studentaid.gov.

Federal Loan Programs for Parents

Parent Loans for Undergraduate Students (PLUS)

PLUS Loans are available for every creditworthy parent who is a U.S. citizen or eligible non-citizen, who has completed the FAFSA.

Parents may apply for a PLUS Loan at www.studentaid.gov. Please complete this step no later than June 1. A delay can prevent the loan from being credited to your student’s account prior to first-semester tuition due date of July 1. PLUS Loan borrowers at Belmont Abbey College are also required to complete online Master Promissory Note and Annual Student Loan Acknowledgement at www.studentaid.gov. For 2022-2023 the PLUS loan interest rate is 7.54%.

Code of Conduct Regarding Title IV Student Loan Programs

On August 14, 2008 the Higher Education Opportunity Act (Public Law 110-315) (HEOA) was enacted.  This legislation reauthorizes the Higher Education Act of 1965. Part of this legislation requires that Belmont Abbey College have and enforce a code of conduct for all of its officers, employees, and agents of the institution.

Belmont Abbey College is a William D Ford Federal Direct Lending School.  Belmont Abbey College became a direct lending school at the beginning of the 1995-96 academic year.

Belmont Abbey College does not have a preferred lender list.  Belmont Abbey College does not recommend or attempt to influence a students’ right to choose their own lender if they elect to take out a private educational loan.

The following Code of Conduct applies to all employees, officers, and agents of Belmont Abbey College who have responsibilities with respect to student educational loans.  All of these individuals must comply with the following policy:

Ban on revenue-sharing arrangement with any lender:  Employees, officers, and agents of Belmont Abbey College shall not enter into any revenue-sharing arrangement with any lender.

Ban on receiving gifts from any lender, guaranty agency, or loan servicer: Employees, officers, and agents of Belmont Abbey College shall not solicit or accept any gift in the form of a gratuity, favor, discount, entertainment, hospitality, loan service, transportation, lodging, meals, reimbursement, or other item having a monetary value of more than a de minimus amount.

Ban on contracting arrangements:  Employees, officers, and agents of Belmont Abbey College shall not accept from any lender or affiliate of any lender any fee, payment, or other financial benefit (including stock purchasing options) as compensation for any type of consulting arrangement or other contract to provide services to a lender or on behalf of a lender relating to education loans.

Prohibition against steering borrowers to particular lenders:  Belmont Abbey College does not have a preferred lender list and is a Federal Direct Lending School.

Prohibition on offers of funds for private loans:  Belmont Abbey College shall not request or accept from any lender an offer of funds for private loans, including funds for an opportunity pool loan, to students in exchange for providing concessions or promises to the lender for a specific number of loans made, insured or guaranteed, a specific loan volume, or a preferred lender arrangement.  An “opportunity pool loan” is defined as a private education loan made by a lender to a student that involves a payment by the institution to the lender for extending credit to the student.

Ban on staffing assistance.  Belmont Abbey College shall not request or accept any lender assistance with financial aid office staffing.  Belmont Abbey College does its own entrance and exit counseling.

Ban on advisory board compensations: No member of the financial aid, office staff of Belmont Abbey College, or any other employee that has responsibilities with respect to education loans or any other student financial aid shall derive any material benefit from serving on an advisory board, commission, or group established by a lender, guarantor, or group of lenders or guarantors.  However, such individuals may be reimbursed for reasonable expenses incurred in serving on such advisory board, commission, or group.

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Copyright ©2025 Belmont Abbey College | Minutes from Charlotte, we are ranked one of the top comprehensive colleges in the South by US News and World Report. Since 1876, the mission of Belmont Abbey College is the education of students from diverse religious, ethnic, and cultural backgrounds in the liberal arts tradition as guided by our catholic intellectual heritage and inspired by the 1500-year-old Benedictine monastic tradition. | Privacy Policy | Designed by Fuzati
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Copyright ©2025 Belmont Abbey College | Minutes from Charlotte, we are ranked one of the top comprehensive colleges in the South by US News and World Report. Since 1876, the mission of Belmont Abbey College is the education of students from diverse religious, ethnic, and cultural backgrounds in the liberal arts tradition as guided by our catholic intellectual heritage and inspired by the 1500-year-old Benedictine monastic tradition. | Privacy Policy | Designed by Fuzati
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